Car Loans
Do you need a car loan to purchase a new car or maybe that boat or motor home you've always wanted? Then you need vehicle finance with Crester Credit. It's your choice with Crester Credit whether you are shopping for that brand new vehicle or a used one. We can help you buy it off the car yard or through a private sale, even Trade Me to get that bargain purchase with our vehicle finance.
Crester Credit vehicle loans means you can choose the car you really want and you don't need to go through the dealer's finance, you can go through us instead, and choose how much you would like to pay and when. Then getting your new vehicle is so easy because we can pay the money directly to the seller of the vehicle no matter if its through a car yard or private seller. It's up to you.
How to Get a Car Loan
To get your dream car or vehicle today just provide us with the registration plate details and we will run the checks** as soon as possible so you are even closer to driving it away. You choose the car or vehicle you really want - New family car - Upgrade your work vehicle - Van - Truck - Motorbike - Campervan - Boat
Car Loan Criteria
We lend up to half the wholesale value on your new or used motor vehicle (the car loan value is determined via an auto check) All cars & vehicles must be fully insured or insurance must be prearranged before we will approve vehicle finance.
** All cars & vehicles are checked through Veda Advantage Auto search to check for owner details current WOF and registration.
Car Buying and Car Loan Tips
- When buying a car, remember to anticipate all your costs - fuel, warrant of fitness, registration, maintenance and repairs
- You can always arrange your car loan in advance - this way, you can shop with confidence knowing how much you can spend and save time and hassle when closing the deal.
- Ask the owner to see the current registration of the car to ensure the ownership and registration is paid up to date
- Consider an extended warranty on your car - if you plan to keep it a while, it could be worth getting a little extra on your car loan for an extended warranty (also known as a service contract) in case any unexpected repairs crop up
We also offer Personal Loans, Debt Consolidation Loans, Medical and Dental Finance, Farm and Business Loans as well as Home Renovation Financing
"We really needed a bigger vehicle"
Linda, PapanuiWe really needed to get a bigger better vehicle for our growing family. So I found the vehicle I wanted then called up Crester Credit, the very next day we were taking a cheque to the car dealer and now our whole family can fit in.
