Personal Loans

We offer flexible personal loans to people in Christchurch and throughout New Zealand. No matter how little or how much, we can cater repayments and terms to suit you because we specialize in small personal loans for whatever you need - perfect for weddings, vehicle repairs, home renovations or unexpected bills.

We also offer bad credit personal loans of less than $2000. This means that if you have a bad credit rating, Crester may be able to help you. You can find out if you're eligible for a personal loan, or a bad credit personal loan by filling out our easy online loan application form. You will hear back from us within 30 minutes and the money can be in your account within 24 hours.

We offer very competitive interest rates on all our loans. Unlike banks and other lenders, we don't require income statements from you as we prefer to look at the security you have. We require security of:

• Household furniture and appliances, or
• A fully insured vehicle with current Warrant of Fitness and Registration, or
• A house or property

Did You Know?

• We accept loan applications from people anywhere in New Zealand, not just Christchurch.
• We have cheaper interest rates than our competitors. You can see this at our Rates Comparison Page.
• More than 80% of our customers return to us for their future loans. We pride ourselves on fabulous customer service, we treat everyone with respect and love helping out wherever possible. Customer loyalty is important to us.
• After you submit your application, you will hear back from us within 30 minutes and you can have the money within 24 hours.

We also offer Car/Vehicle Loans, Debt Consolidation, Medical Loans, Business Loans and Loans for Home Renovations.