We'll get back to you within 30 mins & have can have money in your account within 24 hrs.

Debt Consolidation Loans

Quick and easy debt consolidation loans in New Zealand.

  • We look beyond your credit rating – we look at the security you have rather than income, so if you have a bad credit rating you can still borrow money. We understand that unifying debt makes things easier week-to-week for our clients.
  • We make it easy – with flexible repayments and terms to suit your situation.
  • We give you better interest rates – why pay more through dealer finance? See our Loan Rates Comparison Page to see how we stack up.

You may need consolidation if:

  • You are having trouble keeping up with your monthly bill payments
  • You are having trouble borrowing money because of your credit history
  • You need a fresh start with one, easy to manage payment
  • You need some money to bridge the time gap between debt and credit becoming available – see our Bridging Loans.

Our consolidation loans help with:

  • Baycorp bills – we can pay them offer and clear your bad credit rating
  • Turn your accumulation of bills into one easy payment
  • Paying an unexpected bill
  • Paying off other loans or hire purchases
  • Creating one easy payment to manage all your outgoings that is within your budget

We can help you manage your debt with our easy debt consolidation loans. Whether you would like to pay a little each week or make a bigger payment every month, choose what suits you with our debt consolidation loans.

Low interest rates to get you debt-free faster

We offer very competitive loan rates compared to other lenders – take a look at our Loan Comparison Page. Low interest rates are very important when consolidating your debt because the less you have to pay, the better off you are with extra money to spend on the things that really matter!

Did You Know?

  • More than 80% of our customers return to us for their future loans. We pride ourselves on fabulous customer service, we treat everyone with respect and love helping out wherever possible. Customer loyalty is important to us.
  • We accept loan applications from people anywhere in New Zealand, not just Christchurch.
  • We have cheaper interest rates than our competitors. You can see this at our Loan Rates Comparison Page.
  • After you submit your application, you will hear back from us within 60 minutes and you can have the money within 24 hours

Should you have any questions, please feel free to contact our friendly team or view our Frequently Asked Questions.

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